ORLANDO, FL—the 27 percentage point homeownership gap between African American and Caucasian families in 1960 worsened to 30 ppts in 2017, after improving near the end of the 20th century.¹  Discrimination, economic inequality, and the housing crisis eroded access to one of the biggest wealth creation engines in America.  

Home Lending Pal is a borrower-centric mortgage marketplace that has social good engrained into the core of its mission.  Its marketplace offers tech-driven, personalized advice that helps borrowers make a plan, get prepared, and work towards achieving their homeownership goals, with an emphasis on removing bias for minority groups and millennials.

80%

higher mortgage denial rate for Black borrowers²

10,000’s

of Home Lending Pal users to-date through public beta

2%

of Home Lending Pal revenues donated charities fostering financial inclusion 

We are helping millennials and minorities achieve their goal of homeownership by turning something as complex as buying a home into an online shopping experience.

Bryan Young, Co-Founder & CEO Tweet

2022 Impact Priorities

 Expand usership

Continue to expand and refine product

 Raise additional investment capital

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