Dallas, TX

American borrow almost $200B annually from friends and family. Likewise, 137M Americans are struggling with medical debt. There is limited consumer access to banks and traditional lending options, and no structure to automate loan repayment to friends and family.

Zirtue is a relationship-based social lending app that simplifies loans between friends, family and trusted relationships with automatic ACH loan payments. 

Key Stats


Registered users.


Month-over-month user growth rate.


Consumer debt in 2018


Dennis Cail

CEO | Founder

"I grew up in the housing projects of Monroe, Louisiana and came from very humble beginnings. Everyone needs a financial lifeline from time-to-time. My way of paying it forward is to help people access low-interst loans in times of need. MEI is helping us create a more financially inclusive world." -Dennis Cail

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